Technology Record - Issue 37: Summer 2025

111 Each solution is powered by a coordinated system of domain-specific agents that curate essential data from Moody’s data estate, distil complex financial and market data into actionable intelligence, translate analysis into executive-ready narratives and package everything into clear, decision-ready outputs. Together, these agents automate high-value workflows across credit assessment, portfolio monitoring and sales enablement. Traditionally, building a credit memo could take up to 40 hours. Now, Agentic Solutions can complete the task in a fraction of the time by providing quality consistency and comprehensive analytical depth. “Agents gather financials, evaluate risk, and generate structured credit assessments with peer comparisons and visual summaries,” says Pieretti. “It’s consistent, fast and grounded in Moody’s data.” For sales and marketing professionals, agents can identify prospects, analyse buying signals and prepare tailored intelligence briefs. For portfolio managers, they provide continuous early warning monitoring, surfacing emerging risks across large counterparty sets. As efficiency mandates show no sign of easing in financial services, institutions are turning to AI solutions to scale decisionmaking without overburdening resources. As adoption accelerates, leaders are weighing the transformational possibilities within an environment of non-negotiable precision and the need for reliability and transparency in AI-generated outputs. Pieretti addresses how grounding innovation in a foundation of curated, decision-grade data is the key to scaling with confidence: “The real potential of AI in financial services isn’t unlocked by technological innovation alone – it’s realised when outputs are anchored in a curated, expansive intelligence foundation. At Moody’s we’ve grounded our agentic architecture in our data estate – encompassing decades of market, financial and proprietary insights – then include clear, linked sourcing to underpin transparency in every output.” Her advice? Lead the inevitable. “It is better to be the disruptor than the disrupted,” says Pieretti. Generative AI has already begun to change the game. Organisations that have implemented a solid foundation and are scaling with intent are realising real business impact. So, what began as a tweet has evolved into a full-scale transformation at Moody’s. From the Research Assistant to today’s Agentic Solutions, the journey reflects a bold vision: to empower decision-makers with AI that doesn’t just inform, but acts. “Agentic AI is the future of work,” says Pieretti. “It’s how we’ll do more with less, with greater precision and impact than ever before.” FINANCIAL SERVICES Photo: Adobe Stock/resul

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